Right Now is the Best Time of Year to Get a Mortgage
If you've been playing the waiting game with mortgage rates, you shouldn't wait any longer. Interest rates are the lowest they've ever been and more ...
Posted by Donald Payne on January 28, 2021
Five Things to Do After Mortgage Denial Before Applying Again
Right now mortgage loan rates are at historic lows and it is a good time to take the opportunity to benefit from them. Not everyone that is applying ...
Posted by Donald Payne on December 19, 2020
How to Fund a Real Estate Investment
Real estate investing is still quite alive and well but you don't need a pile of cash in the bank in order to start investing in real estate. There ...
Posted by Donald Payne on October 21, 2020
4 Tips on Finding a Good Mortgage Broker
Whether you're buying your first home or investing in your 10th property, finding and utilizing a great mortgage broker is not just as simple as ...
Posted by Donald Payne on June 21, 2020
What if I Can't Make a Mortgage Payment?
A financial setback, job loss, or change in the family status can have devastating effects on your ability to pay your mortgage. The worst-case ...
Posted by Donald Payne on January 2, 2020
Loan Limits Increase on Fannie Mae and Freddie Mac
Great news for homebuyers with Fannie Mae or Freddie Mac loans in 2020.
For four straight years, the FHFA (Federal Housing Finance Agency) has ...
Posted by Donald Payne on December 5, 2019
Do I Really Have to Have Good Credit to Get a Home Loan?
There are a lot of conflicting opinions out there about your credit score and credit history when it comes to getting a home loan. I want to lay out ...
Posted by Donald Payne on October 31, 2019
VA Renovation Loans Allow Unlimited Nonstructural Improvements
VA renovation loans are relatively a new product and potentially the largest benefit is the ability to combine 100% of the purchase price and home ...
Posted by Donald Payne on August 22, 2019
How to Pre-Qualify for a Home Loan
Pre-Qualify For Your Mortgage
Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
You might have an idea of the loan ...
Posted by Donald Payne on June 21, 2019
What is a Bridge Loan?
Using a Bridge Loan Between Buying One Property and Selling Another
A bridge loan is used when a homeowner chooses to buy one property before selling ...
Posted by Donald Payne on June 19, 2019